Kasasa Cash® Checking

Earn really high interest on your checking balance every month — plus refunds on ATM withdrawal fees, nationwide!* Kasasa Cash is a checking account that rewards you just for banking locally.


  • A checking account that pays high interest
    • 4.00% APY* on balances up to $15,000
    • 0.50% APY on balances over $15,000
    • 4.00% to 0.50% APY range depending on account’s daily balance
    • 0.05% APY* if qualifications are not met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® to build savings automatically
    • (Both Earned interest and refunded ATM withdrawal fees are eligible)
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Great Services, including:
  • Free CLB Visa® Debit Card
  • $100 minimum deposit to open


It’s easy to earn your rewards. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

Please note: Limit 1 per SSN.

If you don’t meet your qualifications during the cycle, don’t worry —Your Kasasa Cash account still has no monthly fee. Also, you’ll still earn our base interest rate. Plus, you can get right back to earning your full rewards the very next month.

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Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. “Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Contact one of our branch service representatives for specific Statement Cycle dates. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Cash account earn an interest rate of 3.9285% resulting in an APY of 4.00%; and daily balances over $15,000.00 earn an interest rate of .50% on the portion of the daily balance over $15,000.00, resulting in a range from 0.05% to 0.50% APY depending on the account’s daily balance. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified.